State to push the new national eight two suites down payment raised to Liu Cheng

 Consolidated News Agency
26, Premier Wen Jiabao chaired a State Council executive meeting, study and plan further work to do the real estate market regulation.

noted that since last April, To consolidate and expand the control results, and gradually solve the housing problem of urban residents and continue to effectively curb speculative investment, and promote stable and healthy development of the real estate market, we must further improve the real estate market regulation work. The meeting identified eight policy measures.

two suites for a down payment jumped into

Typical is: strengthen the differential housing credit policy, The end of September last year, More than 3 months after the above mention of a down payment into the high, the intensity rare.

local target price regulation to be set

concern is that the The city government in 2011 according to local economic development goals, per capita disposable income growth and affordability of housing residents, a reasonable annual new housing in the region to determine the price control objectives, and to the public in a quarter.

In addition, the State Department report, the relevant departments under the provisions of the responsible person accountable.

heavy punches this time, it is obvious that the property market does not want investors to re-mix it! Investors, 300 million to buy a house, had to be owned 150 million, now increased to 180 million. Coupled with measures to limit the implementation options, space for speculative investment is further compressed.

Shanghai Yongqing Chen Shi Ling, general manager of the Housing

Overall, the effect of a series of measures of real estate regulation fair distance away from the expected. This time, the intent of the policy is clear shot again, is the most stringent regulation will continue; In addition, the continued tightening of liquidity situation, on the inhibition of speculative investment demand is in no way relax. Yin Bocheng Real Estate Research Center of Fudan University

Experts Looking

the former is expected to be out two
supporting policies

Industry sources say that the overall regulatory policies, and find very accurate

Insiders said,

China's real estate manager
League Secretary-General Chen Yunfeng that the adjustment With the increase in real estate sales, housing prices soaring, it also opened the third control, / p>

Housing Policy Research Center, Fudan University, Executive Director Ren Chenjie also said the choice of policies issued before the Spring Festival, also contribute to real estate will not become a hot topic during the Spring Festival. However, if the suppression after the Spring Festival, it will be too late. Chen Jie said the upward pressure on prices this year is still large, central government will make great efforts to maintain the price control of the situation, can not come to naught, this year is the formation of upward pressure on prices and the government suppressed down coexistence.

Chen Yunfeng
frankly, very comprehensive policy is integrated to find the point is also very accurate, but the key can implement, but also the implementation of local government power.

policy 1

various municipalities, separately listed cities, capital cities and housing prices are too high, rising rapidly, the city, but in time, to develop and implement strict measures of housing restriction. 1 on the principle of housing units have been permanent residents of the local families, to provide a certain number of years of local tax certificate or social insurance contributions that non-permanent residents of local families, the purchase of a housing units; on 2 sets and above has the local housing residence Households with 1 or more housing units and permanent residents of non-local families can not provide proof of a certain number of years of local taxes or social insurance contributions that non-permanent residents of local families, to suspend their houses in their respective administrative areas.

Interpretation: This month in Beijing, Shanghai, Guangzhou, Shenzhen and four first-tier cities, and Fuzhou, Haikou, Xiamen and other second-tier cities have successively position will continue to implement the

China's real estate manager
League Secretary-General Chen Yunfeng also put the

Housing Policy Research Center, Fudan University Executive Master Ren Chenjie also that the He said the key now is to reverse the market expectations, even if it is through such administrative means, in two or three years to stabilize housing prices, so you will not find the real estate can only rise and not fall, as long as the change in the expected and found that investment in real estate policy is very risky, so that the hot money in the property market may be more long-term withdrawal of selected investment projects.

I love my family
Albert ���� vice president, said such a restriction is tantamount to buying houses in different places almost impossible task, the investment buyers have no space for off-site, real estate investment of the policy direction to the very clear, The price should be able to brake, and this year's decline in trading volume at least three as, after a decline in our estimate is into, and Hainan to invest mainly in the area off-site, the property market prospects are disturbing.

Beijing Zhongyuan, director of real estate market research three Dawei said that the purchase of not only the efforts to strengthen and could range from the current 30 cities to expand to 60 or more. Policy will be implemented on a nationwide already have 2 or more housing units and households of local residence restriction, compared to Beijing and other areas before the implementation of more stringent restriction policy.

two sets of 1.1 times the lowest mortgage rates

experts say, two suites down payment, purchase a greater impact on improving the type

Policy 2

on loans to buy second homes in the family, down payment of not less than 60% of the interest rate of not less than 1.1 times the benchmark rate. People's Bank branches to local people's government according to new housing price control objectives and policies, credit policies of national unity, based on improved second set of the down payment ratio of housing loans and interest rates.

interpretation: the proportion of second home loan down payment of 30% from the initial climb all the way to a new said that in general the proportion of every increase of 10% down payment may mean that 20% of the buyers who can not buy a house. But he said a number of sales offices from Beijing to the situation, the proportion of home buyers a lot of one-time payment, although if people buy a house

Beijing Zhongyuan, director of real estate market research three Dawei said, adding a second suite into a down payment loans, will allow investors to a maximum credit not Daosi Cheng paying back the principal. The company statistics show that Beijing is currently the market share of loans to home buyers into about four, of which only one is two suites into a housing loan. Although not directly affected, but the larger psychological deterrent.

Dawei that the policy will effectively curb speculative buyers, while avoiding the risk of financial institutions. Chain of family property, principal analyst Zhang month that directly affect the improvement of this type of housing demand, the impact of the market will be very obvious.